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  OPENING
BALANCE		 MINIMUM
BALANCE		 CHECK
WRITING
LIMITS		 INTEREST
EARNED		 DEBIT CARD
& ATM CARD7		 CHECKS MONTHLY
SERVICE
CHARGE		 OVERDRAFT
TRANSFER		 OVERDRAFT
PRIVILEGE8		 INTERNET &
MOBILE		 eSTATEMENTS EXTRAS
Free 50 None None None $1.00 / month Purchase Checks None $3.00/transfer Yes Free Available  
eAccount 50 None None None Free Purchase Checks 5.95 per month3 Yes Yes Free Required  
NOW 500 5001 None Yes $1.00 / month Purchase Checks 8.00 per month4 Yes Yes Free Available  
Quality Account 50 None 40 checks per statement cycle2 None $1.00 / month Free Custom Checks 8.00 per month Yes Yes Free Available All Quality accounts include accidental life insurance. Discounted travel and Adventureland tickets available.
Quality NOW Account 500 5001 40 checks per statement cycle2 Yes $1.00 / month Free Custom Checks 8.00 per month Yes Yes Free Available
Quality Family Account 50 None 40 checks per statement cycle2 None $1.00 / month Free Custom Checks 10.00 per month Yes Yes Free Available
Quality Family NOW Account 500 5001 40 checks per statement cycle2 Yes $1.00 / month Free Custom Checks 10.00 per month Yes Yes Free Available
60 & Better
 50 None None None $1.00 / month Free Custom Checks None Yes Yes Free Available Eligible for Silver Circle Club6
60 & Better NOW Account 500 5001 None Yes $1.00 / month Free Custom Checks None Yes Yes Free Available Eligible for Silver Circle Club6
Regular 50 None None None $1.00 / month Purchase Checks Variable Service Charge5 Yes Yes Free Available  
  1. Available for students under age 23.
  2. Electronic statement required with this account.
  3. Monthly service charge waived when 5 or more ACH (Automated Clearing House) transactions post during your monthly statement cycle.
  4. Monthly service charge waived if customer's household has $15,000 or more in loans, deposits or a combination with First National Bank.
  5. Premier Checking is for customers 50 or better.
  6. Monthly service charge waived when minimum daily balance of $1,000 is maintained in this account.
  7. Monthly service charge waived when minimum daily balance of $2,500 is maintained in this account.
  8. Must meet federal regulatory eligibility requirements.
    Iowa sales tax charged where applicable. Policies and account features subject to change without notice. Other fees may apply. Products and pricing may vary by location.

Product availability may vary by First National Bank location.