Consumer Loans

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First National Bank will lend money for new and used cars, boats, RVs, motorcycles, appliances, and more. Visit with a Consumer Loan Officer for rates and terms to fit your budget. 

Click here to download our Consumer Application.  Applications can be mailed or dropped off at any of our three locations.

Home Equity Line of Credit*

A Home Equity Line of Credit is a convenient and flexible way to access funds to get the things you want. Home Equity Line of Credit rates are a low cost way to borrow and your can borrow up to 90% of your home’s assessed value. Use the equity you have in your home for a college education, new or used car, home improvements or that well-deserved vacation.

Home Equity Line of Credit benefits:

  • Access to your line of credit anytime, anywhere
  • No application fees
  • No early pay-off penalty
  • Very competitive low rates
  • Convenient & easy access to your account

First National Bank offers fixed and variable rate Home Equity Line of Credit Loans.

Home Improvement

If you're remodeling or adding on to your home, we have the money to help you do it right with competitive rates and terms. Our Mortgage Lender will be glad to visit with you.

*Please consult your tax advisor for information on interest deductibility.