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Credit Card

Credit Card

What do you want most from your credit card? Now you have a choice.

Find A Card That's Right For You!

Whatever your needs, we have a credit card that’s right for you!   All of our credit card products come with a variety of important features including EMV smart chip technology.

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Enjoy a Longer Intro Rate

Visa Platinum Credit Card

        Visa Platinum Card

  •       Our BEST Introductory offer
  •       Save on interest and pay down your other credit card balances faster

    Apply Now


Earn Valuable Rewards

Visa Signature Credit Card


         Visa Signature® Real Reward Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).1
  •  $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.

   Apply Now


Visa Signature Credit Card

Visa Signature® Max Cash Preferred Card

  • Earn 5% cash back on first $2,000 of combined quarterly purchases from two categories of your choice: Home Utilities, Cell Phone Providers, TV/Internet/Streaming and more.

  • $150 bonus rewarded after you spend $500 within first 90 days of account opening.  Redeemable as a statement credit, rewards card or cash deposit.

   Apply Now


Visa Signature Credit Card

Visa Signature® College Real Rewards Card

  • Excellent opportunity for someone starting a credit history.

  • $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.

    Apply Now


Visa Platinum Credit Card

Secured Visa® Card

  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
  • Remember, late payments and going over the credit limit may damage your credit history
  • No annual fee

   Apply Now


Need assistance?

Cardmember Service 
For questions about your account or to report a Lost or Stolen Card
24-Hour Cardmember Service: 800-558-3424

Technical Support 
For questions about your internet browser configuration or technical support for the Online Account Access website.
877-334-0460

Send a Payment 
Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

Send an Overnight Payment 
Cardmember Service
824 N 11th Street
St. Louis, MO 63101-1016

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

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