Your company's security is very important. In addition to security measures put in place by First National Bank, there are steps you can take to help safeguard your business.
SAFEGUARDING YOUR OPERATIONS
- Security plan - Develop a company-wide security plan for all business operations.
- Tools to help reduce fraud - Maintain the latest fraud-fighting tools; which include accounting and operating systems safeguards, anti-virus protection and anti-spyware protection.
- Internal controls and procedures - Make sure employees fully understand your data operations and the security plan that protects them, so they can immediately spot fraudulent activity. Periodically review account procedures to confirm they are up-to-date.
- Administrative controls - Use online tools and controls that allow you to specify and authorize employees who can access online data and accounts. Ensure every employee has their own credentials and are not sharing with others.
- Regular audits - Conduct thorough, periodic audits of check-control functions.
- Examine bank statements - Keep on top of bank statements and immediately report losses and unauthorized payments due to counterfeiting or forgery.
FIGHTING FRAUD ONLINE
- Unsecured websites - Never provide account numbers, access ID's or Social Security Numbers to an unfamiliar person, company or to an unsecured website.
- Phishing/Spoofing - Make sure employees guard against fraud techniques called phishing or spoofing, that facilitate access to your company's online information. Current scams include fraudulent emails, websites, and pop-up windows with bogus offers that, once opened, can steel your personal data and compromise online security.
- Viruses and Spyware - Keep your Security Suite up-to-date with all necessary patches. Ensure the suites includes bot-net protection, anti-spyware, anti-malware, and scans every file before it is downloaded. By continually upgrading your virus protection software, you're taking the steps to protect your company.
- Attachments - Don't open email attachments or click on links from an unknown sender or in emails from senders that don't make sense (i.e. The U.S. District Courts will never send subpoenas via email).
- Electronic systems - Use fraud reduction tools and secure online accounting and reporting systems to monitor transactions and increase oversight.
- Free Wi-Fi - Avoid conducting online banking transactions from a public, free Wi-Fi connection.