First National Bank offers a wide range of mortgage alternatives for home or real estate buyers. We offer adjustable-rate loans with rate ceilings for added assurance and fixed-rate mortgages with various terms on single family homes. We are a partner with the Southern Iowa Council of Governments (SICOG) for down payment assistance. FHA and VA Loans are also available.
Our Mortgage Bankers Loan FAQs
The Safe Act
Home Improvement Loans
If you're remodeling or adding on to your home, we can help you do it right with competitive rates and terms.
Home Equity Loans/Lines of Credit
A Home Equity Line of Credit is a convenient and flexible way to access funds to get the things you want. Home Equity Line of Credit rates are a low cost way to borrow and your can borrow up to 90% of your home’s assessed value. Use the equity you have in your home for a college education, new or used car, home improvements or that well-deserved vacation.
We lend money for new and used cars, boats, RVs, motorcycles, snowmobiles, home furnishings, appliances and more.